Joseph Busha is the founder and Managing Director of JM BUSHA Investment Group (Pty) Ltd with subsidiary companies in Lesotho, Namibia, South Africa, Swaziland, Zambia and Zimbabwe. He is also the chief investment officer responsible for managing about R5.0 billion in retirement funds. Joseph has a total of twenty-three (23) years of experience in the insurance and financial services industry beginning in 1990- covering product research, design and development; investment research and management; treasury operations and trading. Between 1994 and 2000, he worked for HSBC Securities (SA), Standard & Corporate Merchant Bank (SCMB) and NEDCOR as a Financial Engineer / Quantitative Analyst/Strategist specializing in the construction and trading of derivative strategies, arbitrage trading, equities and interest rate financial modeling, yield curve modeling, quantitative investment research, marketing, investment banking and implementation of market risk management systems. Joseph is a Director and Chairman of Education Committee of Association for Corporate Treasurers of Southern Africa (ACTSA), a member of Institute of Directors in Southern Africa (IoDSA) and former head of ABSIP Internship Program. He holds a BSc (Maths, UZ), BSc.Hons (App Maths, WITS), MSc (Derivatives, WITS), MPhil (Ind. Maths, Warwick) degrees. Joseph is a Fellow of the ninth class of the Africa Leadership Initiative-South Africa and a member of the Aspen Global Leadership Network.